Home is Where The Heart Is

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There’s a popular saying that goes like this: “Home is where the heart is.”


Home is where the heart isThat saying rings true for many who find “home” a safe haven and a place to cherish, convene with family and friends, raise children, cook meals, rest, retire and celebrate.

Most will agree a home is not just a pile of bricks and mortar. Rather, a true “home” comprises much more, including everything inside it.

Some of the things inside your house that helps make it your home include your furniture and appliances, clothing, sports equipment, and electronic goods. These items are considered personal property – and it’s really important to protect it all.

How do I protect what really makes my house a home?

Protecting the important stuff inside your home begins with an understanding what you have. If you’re like many people, you may find your home contains much more personal property than you realize.

  • To understand how much stuff you have, develop a careful inventory of your personal property following these tips.
  • Use a video camera to record and audibly describe items as you move through your home. If you don’t have access to a video camera, use a standard camera or phone camera.
  • Whether you use still photos or video to develop your inventory, include brand names and descriptions where possible, especially on high-cost items.
  • Keep any and all receipts on high-dollar purchases. Keep these receipts filed together with any instruction booklets, warranties, etc. that accompany the items.
  • Store your video or photo inventory offsite or back it up with an additional drive.
  • When you make new purchases, be sure to add them to your inventory.

If you have high-value items, be sure to check with us at CityScape Insurance so we can review your homeowner’s coverage to make sure you’re properly protected.  We understand that your home is not just a house, and we are here to help ensure that everything important to you is protected—both outside and inside your home.


Go Green and Reduce, Reuse, Recycle

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Recycle SymbolMake Reduce, Reuse and Recycle a part of your routine

 “Reduce, Reuse, Recycle.” Most likely, you’ve heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and recycling a part of our everyday life?

At CityScape Insurance, we’re happy to say that we try to do our part to protect our environment and use our resources wisely. In fact companies such as Progressive Insurance launched the Plant-A-Tree program back in 2011, in this program Progressive plants a tree every time a customer signs up for paperless billing. Not only are they saving paper, planting trees, and doing their part to save the planet, they’re saving you Benjamin’s by offering a discount to go paperless. We’re hoping you’ll take the time – if you’re not already – to make reduce, reuse and recycle part of your daily routine. Depending on where you’re starting from, it may take a change in mindset, or maybe just a little more dedication. But these tips from the Environmental Protection Agency can help us make the world a cleaner place.

Reducing and reusing

  • Look for products that use less packaging. Companies use less raw material when they use less packaging, reducing waste and cost. This means that you can save money while helping to protect the environment. A great example (though it sounds at odds with “reduce”) is buying items in bulk.
  • Avoid disposable items. Take your own travel mug to the coffee shop, for instance, or bring real silverware to work for lunches, instead of using plastic.
  • Let technology help. New compact fluorescent light bulbs use far less energy than standard bulbs, and low-flow shower heads, coupled with aerators, can reduce your water use without you even noticing.
  • Invest in maintenance. When properly maintained, many items, such as appliances and clothing, won’t need to be replaced as frequently.
  • Don’t buy limited-use items. If you need something that you won’t use more than once or twice, such as a power tool, see if you can borrow or rent instead of buying.
  • Donate! When you’re done with an item, if it’s in good shape, consider donating it to a charitable organization that will sell it or continue using it. You just might get a tax deduction, too! And don’t forget, you can always buy used items as well.

 Recycling

Recycling isn’t just about putting your cans, bottles and newspapers into a bin, although that plays a big part. Here are some other things to consider.

  • Electronic waste: TVs, computers, cell phones and other electronics should not go into landfills. Many companies offer options now for proper disposal at little to no cost. Even printer ink cartridges can be recycled.
  • Food waste: In many communities, food scraps and waste are collected along with yard waste and used for composting.
  • Restaurants and grocery stores: Some establishments are beginning to offer separate bins for recyclable materials and food waste. Be sure to use these when available, and if your favorite place doesn’t offer this option, ask about it!

Though your actions may seem small, they do make a difference in the Phoenix metro community — and the world. And when they’re combined with the efforts of millions of others, the impact is even bigger than you can imagine!

We want to hear what you’re doing to Go Green, please share your ideas with others below.