Professional Liability Insurance


Why do I need professional liability insurance?

Professional liability insurance, also referred to as errors and omissions insurance (E & O insurance), protects you & your business if you’re sued for negligently performing your services, even if you haven’t made a mistake.

This type of insurance is particularly important to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers, health professionals, consultants, and technology companies.

What’s covered?

  • Negligence – Alleged mistakes or advice your company makes through professional services provided
  • Defense Costs – Suits against your company regardless of fault
  • Services previously performed – Up to an agreed time frame your business will be covered for service completed. Insure your current, future, and even previous work with one policy!
  • Worldwide coverage: Your protection follows you where ever business , as long as the covered claim is filed in the United States, a U.S. territory or Canada.
  • Claims responsiveness: When a covered claim is reported, the insurance company will immediately defend you even if the claim has no basis.
  • Flexible payment options: Competitive financing options available including monthly, quarterly, 2-pay, and full pay.
  • No two professions are the same: With each profession the coverage my change slightly to include or exclude certain coverage forms

Call Today To Speak With An Agent About Your Coverage Options!

(602) 888-1732

What is the difference between professional liability insurance & errors and omissions(E&O) insurance?

Professional liability insurance and errors and omissions(E&O) insurance are essentially the same coverage. These coverage terms are used interchangeably.

Why do I need professional liability insurance?

You often run extremely important and complex projects for your clients that they may not fully understand. Professional liability insurance is especially important for businesses like business consultants, medical personnel, accountants, IT/technology consultants, insurance agents, marketing consultants, home inspectors, and many other profession services where incorrect advice or a failure to perform services could lead to a costly lawsuit.