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Builders Risk Insurance

Residential & Commercial Coverage

Builder's Risk insurance protects your insurable interest in the projects during the course of construction. This includes coverage for materials, fixtures, equipment to be installed, labor costs and expenses as well as temporary structures such as scaffold, fencing, construction signs, temporary lighting, and even trees & plants.

What Sets Us Apart From The Rest

  • 24/7 Claims Service
  • All Construction Projects Considered
  • Existing Structure Coverage Offered
  • Flood Coverage Available
  • Installation Floater Options
  • Payment Plans Available
  • Prior Losses Acceptable
  • Same Day Coverage Available

Proudly Serving

AZ | CO | FL | NC | SC | TX

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Speak With An Agent Today!

(602) 888 - 1732

The Foundation Of A Successful Project Starts With Quality Coverage

lloyds of london
Scottsdale Insurance
Tapco Underwriters

Additional Markets: AU Gold, Chubb, Great American, Lexington, Markel, Neptune Flood, Phly, Tokio Marine HCC, United Specialty


Who's Eligible To Buy Builders Risk Insurance?

There are several groups of eligible clients for a commercial or residential builders risk policy – all of which can purchase the policy in their name, including the following:

  • Homeowners / Property Owners
  • Builders
  • Contractors
  • House Flippers
  • Development / Investment Companies
  • Retail Companies
  • School Districts

What Does Builders Risk Insurance Cover?

Builders risk insurance can cover a variety of projects, offering standard coverage and additional endorsements to tailor policies for any residential or commercial course of construction project. Depending on the coverage selected at the time of policy issuance, the Builders Risk Policy can protect the policyholders' financial well being should loss occur from exposures such as theft, fire, materials in transit, back-up of sewers, flood, earthquake and much more.

What Happens After Construction Has Completed?

Once the build project has completed you may need to purchase vacant property coverage to cover the gap between sale or occupancy. We an certainly help with this and will have this conversation long before the project is completed. If the property has been pre-sold or you have tenants ready to move in than we can look at writing the correct policy for the change in exposure, just let us know what your end game is.