Boat Insurance

Arizona Boat/Watercraft Insurance

Whether your boat/watercraft is tied to the dock, parked in the back yard, or you and the family are enjoy the great outdoors on the lake, it’s important that you carry boat insurance. Don’t let an accident ruin your time with loved ones, call or click today and receive your free boat insurance quote.

Valuable Coverage Options

Liability Limits Up To $500,000
Fuel Spill Liability and Wreckage Removal
First Party Medical Coverage Up to $25,000
Disappearing Deductible Options

On-Water Towing & Labor Coverage
Personal Effects & Fishing Equipment coverage
Total Loss & Agreed Value Coverage Options
And Much More…

Affordable Arizona Boat/Watercraft Insurance Without Sacrificing Coverage.

One Call & We Shop The All, Call Today For Your Free Quote!


American Modern Insurance

Pacific Specialty Insurance

Progressive Insurance

Safeco Insurance

Minimum Coverage Option

The State of Arizona does not require that you carry boat insurance but we strongly recommend it. Failure to carry liability insurance could quickly put a halt to your summer fun.

Arizona State Minimum Liability

Bodily Injury: $15,000 per person /$30,000 per accident
Property Damage: $10,000 per accident

Much like auto insurance uninsured/underinsured (UM/UIM) boater coverage is not a requirement but we suggest carrying it. This valuable coverage can be added to any policy and is there to protect you in the event of an accident.  Additional coverage such as medical, comprehensive, collision, on-water towing, fuel spill liability, personal effects replacement, and fishing equipment coverage are optional and can be added at any time.

Recommended Coverage

Bodily Injury: $100,000 per person / $300,000 per accident
Property Damage: $50,000 per accident
UM/UIM: $100,000 per person / $300,000 per accident
Medical: $5,000
Comprehensive: $500 deductible
Collision: $500 deductible
Personal Effects Replacement: $3000
On-Water Towing