Vacant Property

Under Renovation? Between Tenants? Pending Sale?

Whatever The Reason We’ve Got You Covered!

Foreclosure Home For Sale Sign in Front of Beautiful House.Vacant Property Insurance

Did you know a standard property insurance policy excludes coverage for homes and commercial properties that are vacant and/or undergoing major renovations. Regardless of the situation you don’t want to leave your investment unprotected and that’s where we come in. With access to an array of “A” Rated carriers and our unique vacant property program, we have a solutions for all of your needs.

Our carriers extend coverage options ranging from 3 month to 12 month policy terms and valuable coverage such as builder risk, equipment breakdown, theft, and vandalism/malicious mischief. In addition we’re able to add up to $500,000 in premises liability for personal properties & $1,000,000 on commercial properties, this qualifies your property for an umbrella policy which extends additional liability coverage. To name a few additional benefits our carriers will write properties listed under a commercial entity, trust, or individual and there are no limits to how many properties they will insure.

Call Today For Your Free Quote!

(602) 888-1732

[email protected]


Single Family Home, Manufactured Home, Condo, Commercial Property, or Land

Don’t Waste Your Time Calling Around, We Do The Shopping For You.

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American Modern Insurance

Atlas General Insurance Services

Burns & Wilcox

Distinguished Programs

Risk Placement Services

USLI Insurance

VacanteExpress Insurance

Do you rent, flip, rehab, own multiple properties, and/or have more than one owner that needs to be listed on the policy? If you answered yes to any of these question than check out our exclusive Investor Insurance Program

Coverage Forms 

DP1 (Dwelling/Fire Basic Form) – The DP1 form is most commonly used for vacant properties and provides the most basic coverage on a “named peril” basis. The perils insured against include; fire, hail, lightning, and internal explosion. Additional coverage options may be available to endorse on the policy including; water damage (accidental discharge), vandalism, and malicious mischief.  It’s important to know that this policy settles a claim on an “actual cash value (ACV)”. Certain carriers will offer an endorsement to cover the property on a “replacement cost” basis.

DP2 (Dwelling/Fire Broad Form) – The DP2 form is the next step up from a DP1 and automatically settle claims and losses on a “replacement cost” basis. This form also extends coverage for vandalism/malicious mischief, water damage is still excluded unless endorsed onto the policy.

– We Provide Affordable Coverage Across Arizona –

Apache Junction, Avondale, Benson, Bisbee, Buckeye, Bullhead City, Camp Verde, Carefree, Casa Grande, Cave Creek, Chandler, Chino Valley, Clarkdale, Clifton, Colorado City, Coolidge, Cottonwood, Dewey-Humboldt, Douglas, Duncan, Eagar, El Mirage, Eloy, Flagstaff, Florence, Fountain Hills, Fredonia, Gila Bend, Gilbert, Glendale, Globe, Goodyear, Guadalupe, Hayden, Holbrook, Huachuca City, Jerome, Kearny, Kingman, Lake Havasu City, Litchfield Park, Mammoth, Marana, Maricopa, Mesa, Miami, Nogales, Oro Valley, Page, Paradise Valley, Parker, Patagonia, Payson, Peoria, Phoenix, Pima, Pinetop-Lakeside, Prescott, Prescott Valley, Quartzsite, Queen Creek, Safford, Sahuarita, San Luis, Scottsdale, Sedona, Show Low, Sierra Vista, Snowflake, Somerton, South Tucson, Springerville, St. Johns, Star Valley, Superior, Surprise, Taylor, Tempe, Thatcher, Tolleson, Tombstone, Tucson, Tusayan, Wellton, Wickenburg, Willcox, Williams, Winkelman, Winslow, Youngtown, Yuma