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Affordable Boat/Personal Watercraft Insurance

(602) 888-1732

Arizona | New Mexico | Texas

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- Product Highlights -


Powerboats Sailboats Fishing Boats Pontoon Boats Classic/Vintage Boats Yachts (Over 50ft Acceptable) Personal Watercraft (PWC)


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Bodily Injury / Property Damage Full Replacement Cost Actual Cash Value Fuel Spillage Wreckage Removal Roadside Assistance Water Sport Coverage On Water Towing Personal Effects Coverage Mechanical Breakdown


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What does watersport cover? Watersport coverage pays for injuries and/or damages caused by wakeboarding, tubing, skiing, etc... Aerial activities such as parasailing & kiteboarding are excluded

Is there coverage for fishing equipment? So long as personal effects coverage is added then yes fishing gear and related recreational equipment is covered up to the limits of coverage selected. 

Do you cover aftermarket installed equipment? Certainly, equipment such as aftermarket stereo systems, wake board racks, and other permanently installed equipment can be added no problem.

Is my boat trailer covered? You have the option to include physical damage coverage for your trailer, liability coverage would extend from the auto pulling it. If physical damage coverage (Comp/Coll) is selected on the boat you would also be covered while in transit. 

Do you have an age restriction on acceptable boats? Yes & No, we have programs that will accept boats of all ages. The determining factor on the acceptability of your boat is the condition and usage, we suggest further discussing with an agent to determine the options available. 

Have additional questions? Give us a call and one of our insurance experts would be happy to further discuss.