Manufactured Home Insurance

Dwelling - Dwelling Coverage protects the primary structure against the damage and possible loss of your home in the event of a covered loss.
Detached Structures - Also referred to as "Other Structure" coverage, protects structures on your property such as detached garages, casitas, sheds, and awnings. The typical coverage limits for other structures is 10% of your dwelling coverage-although higher amounts may be purchased if desired.
Loss of Use - Sometimes referred to as "Additional Living Expenses”, provides for your living expenses in the event that you cannot live in your home due to a covered claim. This type of coverage typically covers hotels, restaurant bills and other living expenses you may incur while your home is being repaired. Coverage limits for loss of use is usually around 20% of your dwelling coverage.
Optional Flood Coverage - Flood coverage though not required in most areas is optional with several of our programs and provides coverage for damage to your home & personal property caused directly by flood waters.
Personal Property - Personal Property Coverage, sometimes referred to as contents coverage, protects your personal items and household contents in the event of a covered loss.
Personal Liability - If someone other than a family member is injured or property is damaged and you are held legally responsible, personal liability coverage helps cover the cost of hospital bills, medical treatment, repairs, or legal expenses incurred from a lawsuit.

Manufactured Home Insurance

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Customized Coverage

What's Covered?

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