Bodily injury, property damage and employee illness are just a few of the many risks that threaten the financial health of your cleaning business if you’re not adequately insured. Janitorial insurance products are designed to protect you from the negative effects these risks could cause, helping you to stay in business and remain profitable.
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Additonal Markets: AIX Specialty, Atlantic Casualty, Cap Specialty, Hartford, Hiscox, Liberty Mutual, Mercury, Next Insurance, Penn America, Progressive, USLI
Carpet / Tile Cleaning
Commercial Office Cleaning
Dry Cleaners/Laundry Services
Junk Removal Services
Maid Services / House Cleaning
Medical Facility Cleaning
Pressure Washing Contractors
Restaurant Cleaning Services
Warehouse Cleaning Services
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Commercial general liability protects against unforeseen claims and lawsuits. It pays settlements, awards, and the legal cost to defend you, your organization, and your employees. It protects your operation’s reputation.
Reimburses others for medical expenses they incurred from bodily injury or death caused by you, regardless of whether or not you were actually at fault.
Covers the cost of the lost keys, adjustment of locks to accept new keys and/or new locks, if required, including cost of Installation on your client’s property if you lose their keys.
Personal and advertising injury, damages to premises rented to you, employee benefits, employee practices liability, and many more.
Liability enhancements include:
A worker’s compensation policy covers expenses resulting from on-the-job injuries including:
Commercial property coverage ensures janitorial professionals are protected if damage occurs to your building or your personal property inside your building by a covered loss.
Compensates for income lost during the “period of restoration.” With this important coverage, you can receive the revenues you would have earned had there been no loss.
Provides the cost to repair or replace your mechanical or electrical equipment if it breaks down.
Property enhancements include:
Crime and fidelity
Protects you from employee theft, theft of money or securities, and forgery or alteration.
Covers your valuable papers, computer systems, signs, property off premises, and miscellaneous articles of equipment.